FAQ Mortgage Banking

The Who, What, Why, When, Where and How of Mortgages and Banking.

Listen, Watch or Read the most recent and frequently asked questions by Ross Greenwood on Mortgages and Banking.

Home Loans

  • Is there Commonwealth Bank boss confident their products aren’t ripping-off customers

    Is there Commonwealth Bank boss confident their products aren’t ripping-off customers

    Ross Greenwood speaks to Commonwealth Bank CEO Matt Comyn as the banks annual profit fell lower than expected by 4.7 per cent to $8.49 billion, partially due to the fallout from the Royal Commission Ross Greenwood: Matt Comyn, many thanks for your time. This is the lowest cash profit that the Commonwealth Bank has produced […]Read More »
  • Can Australia’s economy handle the full income tax cuts package?

    Can Australia’s economy handle the full income tax cuts package?

    Ross Greenwood speaks to Shadow Assistant Minister for Treasury Andrew Leigh who says  stage three of the government tax cut package would make Australia’s tax system “regressive”. Interview with: Andrew Leigh, Shadow, Assistant Minister for Treasury Image source: 2GBRead More »
  • Interest rates cut to new record low but is there more to come?

    Interest rates cut to new record low but is there more to come?

    Ross Greenwood speaks to ANZ Head of Australian Economics David Plank who says there is more rate cuts to come after the Reserve Bank of Australia has cut interest rates for the second time in as many months. Ross Greenwood:  Let’s start the program with that big decision by the Reserve Bank today to cut […]Read More »
  • Will there be an interest rate cut tomorrow?

    Will there be an interest rate cut tomorrow?

    Ross Greenwood speaks to NAB Chief Economist Alan Oster who says the Reserve Bank of Australia will announce another interest rate cut tomorrow. Ross Greenwood: Let’s go down to the subject of change that might be taking place. We’ve told you about text changes, all that type of thing. Let’s now go to possible interest […]Read More »
  • Should banks be required to pass on the full interest rate cut?

    Should banks be required to pass on the full interest rate cut?

    Ross Greenwood speaks to CoreLogic Senior Research Analyst Cameron Kusher and RateCity.com.au Research Director Sally Tindall who argue banks should not be required to pass on cuts in full considering saving rates are very low. Ross Greenwood: The ANZ has become the lightest of those to do so. Let’s go to Sally Tindall, the Research […]Read More »
  • Is the cut to interest rate a warning sign to the government?

    Is the cut to interest rate a warning sign to the government?

    Ross Greenwood speaks to Shadow Treasurer Jim Chalmers who says the government needs to work to strengthen the economy as we are about to face some strong economy headwinds and its not enough for the Government to blame the Labor party Ross Greenwood:  First up, let’s go to that interest rate decision by the Reserve […]Read More »
  • Why has the RBA cut interest rates to historic lows?

    Why has the RBA cut interest rates to historic lows?

    Ross Greenwood speaks to Westpac Chief Economist Bill Evans after the Reserve Bank of Australia has cut interest rates bringing it to a historic low of 1.25 per cent. Ross Greenwood: The Fear Professional Promotion is on now. Get a fantastic finance offer on selected models or drive away in the practical Fear double diesel […]Read More »
  • Why is APRA looking at removing the home loan buffer?

    Why is APRA looking at removing the home loan buffer?

    Ross Greenwood speaks to ANZ CEO Shayne Elliot who fully supports the Australian Prudential Regulation Authority proposal to remove a seven per cent home loan buffer Ross Greenwood: Great to have your company on money news right around Australia. As we’ve been telling you on the program earlier, the Australian Prudential Regulation Authority has begun consulting […]Read More »
  • When will the RBA cut rates?

    When will the RBA cut rates?

    Ross Greenwood speaks to Westpac chief economist, Bill Evans, after RBA Governor Philip Lowe has said the Reserve Bank of Australia will consider interest rate cuts next month if there is “no further improvement in the labour market”. Ross Greenwood: I want to take you to interest rates now because quite clearly with what APRA […]Read More »
  • Why employment numbers are so important to interest rate cuts?

    Why employment numbers are so important to interest rate cuts?

    Ross Greenwood speaks to NAB Chief Economist Alan Oster who says business conditions are on a downturn and why this will determine when interest rates are cut Interview with: Alan Oster, Chief Economist, NAB Image source: 2GBRead More »

List of FAQ “Mortgage and Banking” questions with links to articles and industry experts giving you an explanation. Listen Read Watch Ross Greenwood interviews

ANZ might have posted billions in profit, but is it as it all seems?Interview with Shayne Elliot, ANZ, CEO
Are banks giving riskier loans?Titled: 9News: Are banks giving riskier loans?
Are we headed for a Royal Commission into Banks?Interview with John Wacka Williams, Senator
Can Australia hold its AAA credit rating?Interview with Craig Michaels, Standard & Poors
CBA CEO- Should he stay or Should he go?Interview with Ian Narev, CEO Commonwealth Bank
Could the RBA hike rates eight times in the next two years?Interview with John Edwards, Non resident Fellow at the Lowy Institute
Could there be a bank levy?Interview with Martin North, Digital Financial Analytics
Did the Commonwealth Bank CEO survive his grilling?Interview with David Coleman, Chair of the House of Reps Standing Committee on Economics
Do the employment numbers point to an improving economy?Interview with Andrew Ticehurst,   Nomura Australia rate strategist
Do you trust your bank?Interview with George Frazis, CEO, Westpac Consumer Bank (ASX:WBC)
Has Australia’s housing market peaked?Interview with Scott Haslem, Group Economist UBS
How do Bank chiefs stand under pressure?Interview with Scott Buchholz, Secretary on the Coalition Backbench Committee on Economics and Finance
How do you expect that to aid or hinderInterview with John Key, Former New Zealand Prime Minister
How do you go about complying with the AustracInterview with Michael Cameron, CEO of Suncorp
How do you improve affordabilityInterview with Saul Eslake, Vice Chancellor and Fellow at University of Tasmania
How do you make a decision when the economistInterview with Paul Dales, Chief Economist, ANZ
How do you reconcile that with the kid who was working for his mumInterview with John Symond, Executive Chairman and Founder of Aussie Home Loans
How do you say that it’s double taxationInterview with Brian Hartzer, CEO Westpac
How is the global economy looking? Adrian Cooper Oxford EconTitled: How is the global economy looking? Adrian Cooper Oxford Economics
How long CEO Ian Narev can hang onto his jobTitled: Money Minute – August 7 2017 CommBank Defence
How long had you been planning the bank levyInterview with Scott Morrison, Treasurer
How much cash does the Premier of New South Wales carryInterview with Gladys Berejiklian, Premier NSW
How much of a steal Bank West wasInterview with Michael West, michaelwest.com.au
How much of that you can doInterview with John Daley, CEO of the Grattan Institute
How much the average house price in Sydney Titled: 9News: ASIC goes after “interest only” loans
How much those households are actually spendingInterview with Peter Kell, Deputy Chairman, ASIC
How much you spend each monthInterview with Chris Chamberlain, Australian Business Traveller.
How to do it by 2020 Interview with Scott Morrison, Treasurer
How to generate it whether you need lower interest ratesInterview with Paul Dales, Chief Australian and New Zealand economist for Capital Economics
How to get budgets back into balance Interview with John Key, Former New Zealand Prime Minister
How to get that money backTitled: A solution to the penalty rates problem
How to nail down the details and that didn’t happen.Interview with Ian Narev, CEO Commonwealth Bank
How to react to the levy Interview with Peter King, Chief Financial Officer Westpac
How to voteInterview with Brian Johnson, Banking Analyst, CLSA
How will banks look in the future?Interview with Martin North, Digital Financial Analytics
Is Australia headed for a recession? ANZ Felicity EmmettInterview with Felicity Emmett, Senior Economist, ANZ
Was the ATM fee removal just a PR stunt?Interview with Martin North, Digital Financial Analytics
What are the insurance implications when your home is standard at sea?Interview with Charles Gow Gates
What are the key factors for causing this deteriorationInterview with Helena Chang, Vice President, Moody’s Investors Services
What are the key pointsInterview with Robert Rennie, Chief Currency Strategist, Westpac
What are you doing to fix itInterview with Ian Narev, CEO Commonwealth Bank
What are you going to do Interview with Ian Narev, CEO Commonwealth Bank
What are you talking about here is the stamp duty Interview with Dominic Perrottet, NSW Treasurer
What can state governments doInterview with John Daley, CEO of the Grattan Institute
What can they actually affordInterview with Peter Kell, Deputy Chairman, ASIC
What do you find in the top threeInterview with Dr Nicola Powell, Domain Group
What do you make of the rating between the private sector and the publicInterview with Paul Dales, Chief Australian and New Zealand economist for Capital Economics
What do you think the chancesInterview with Alan Oster, Chief Economist NAB
What does alter is your right for New Zealanders are living AustraliaInterview with John Key, Former New Zealand Prime Minister
What does it say about usTitled: Money Minute – June 28 2017 “Census Snapshot”
What does it say that line in the sand that they have drawn Interview with Scott Morrison, Treasurer
What does seem to be anti-social behaviour inside of bankTitled: Bank executives to be held accountable
What does the data tell usInterview with David Coleman, Chair of the House Standing Committee on Economics
What happens across the rest of the industryInterview with Michael Cameron, CEO of Suncorp
What happens if there’s any sort of, if you like slippage Interview with Scott Morrison, Treasurer
What happens in the Australian housing market Interview with Lindsay David, Founder, LF Economics
What happens in the future as wellInterview with Alan Oster, Chief Economist NAB
What happens is if you suddenly find yourself with a massive mortgage Titled: 9News: Housing Market overcooking as interest rates rise
What happens is they start to raise rates Interview with Helena Chang, Vice President, Moody’s Investors Services
What happens to this moneyInterview with Kate Carnell, Australian Small Business and Family Enterprise Ombudsman
What happens when you don’t have profitableInterview with Ian Narev, CEO Commonwealth Bank
What happens with superannuationInterview with Saul Eslake, Vice Chancellor and Fellow at University of Tasmania
What happens with the credit ratingInterview with Marie Diron, Moody’s Investor Service
What happens with them and other industriesInterview with Anna Bligh, CEO Australian Bankers Association
What if a hard working person reasonably wants to get into the housing marketInterview with Gladys Berejiklian, Premier NSW
What is a pretty miserable recordInterview with Anna Bligh, CEO Australian Bankers Association
What is a very large stock of external debtInterview with Craig Michaels, Standard & Poors
What is driving the deterioration is housing pricesInterview with Helena Chang, Vice President, Moody’s Investors Services
What is happening is that from 1 July onwardsInterview with Louis Christopher, SQM Research
What is now almost a $2.2 trillion part of superannuationInterview with David Whitely, CEO, Industry Super Funds
What is now Aussie Home LoansInterview with John Symond, Executive Chairman and Founder of Aussie Home Loans
What is pushing it higher, specifically right now, do you thinkInterview with Robert Rennie, Chief Currency Strategist, Westpac
What is the next thing that needs to happenInterview with John Daley, CEO of the Grattan Institute
What is the problem with declining real wages in AustraliaInterview with Paul Dales, Chief Australian and New Zealand economist for Capital Economics
What is thrown in it in the future?Interview with Scott Morrison, Treasurer
What is, one of the most important areas of our economyInterview with Anna Bligh, CEO Australian Bankers Association
What to do with their housesInterview with Louis Christopher, SQM Research
What type of a levy could this be that the banks are hit withInterview with Martin North, Digital Financial Analytics
What type of fine it would hand out to The Commonwealth BankInterview with Brian Johnson, Banking Analyst, CLSA
What types of things are based in South AustraliaInterview with Brian Hartzer, CEO Westpac
What was clear is that many crooks Interview with Brian Johnson, Banking Analyst, CLSA
What was said in Parliament todayInterview with Peter King, Chief Financial Officer Westpac
What was taking placeInterview with Ian Narev, CEO Commonwealth Bank
What will happen to property prices over the next three years?Interview with Phil White, QBE Lenders Mortgage Insurance, CEO
Where do you leave as you go through your working lifeInterview with Dr Nicola Powell, Domain Group
Where does it sit right nowInterview with Scott Haslem, Group Economist UBS
Where does that sit with youInterview with Ian Narev, CEO Commonwealth Bank
Where does the onus come then on the individual customerInterview with Stephen Sedgwick, Former Australian Public Service
Where does the pressure come from Interview with Paul Bloxham, Chief Economist of HSBC Australia
Where does this really sit right nowInterview with Craig Michaels, Standard & Poors
Where is Crookwell in New South WalesInterview with John Symond, Executive Chairman and Founder of Aussie Home Loans
Where today a statement has come out from the bankInterview with Scott Morrison, Treasurer
Who can get a long term lease and so very few tenants Interview with John Daley, CEO of the Grattan Institute
Who cannot afford it.

So let s call the prospective first home buyer mark

Titled: Talk is cheap on housing affordability
Who has been raising awareness about this for a long timeInterview with Lindsay David, Founder, LF Economics
Who has great experience as being the former Chair of TelstraInterview with Brian Johnson, Banking Analyst, CLSA
Who has put Liberal donations to Liberal Party from 2013 to 2016 by banksInterview with Anna Bligh, CEO Australian Bankers Association
Who has questioned some of those forecasts, which comes from treasuryInterview with Alan Oster, Chief Economist NAB
Who has to deal with that but also has to navigate the controversial bank Interview with Scott Morrison, Treasurer
Who owns a business, runs a business or works in aInterview with Ian Narev, CEO Commonwealth Bank
Who owns a reasonable wage of property in those miInterview with John Daley, CEO of the Grattan Institute
Why are we so concerned about diversity nowInterview with Craig Michaels, Standard & Poors
Why didn’t they tell the fraud squadInterview with Michael West, michaelwest.com.au
Why is inflation remaining weak?Interview with Bill Evans, Chief Economist, Westpac
Why is the Australia dollar rallying?Interview with Robert Rennie, Chief Currency Strategist, Westpac
Why rates won’t move for two yearsInterview with Bill Evans, Chief Economist, Westpac
Will Australia retain its AAA credit rating? Marie Diron MooInterview with Marie Diron, Moody’s Investor Service
Will the U.S Fed raise interest rates?Titled: Will the U.S Fed raise interest rates?
Will we see a home loan war?Interview with Andrew Willink, Ratecity.com.au
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