Top 10 Mortgages

Each month we sift through home loan information from the various comparison websites – Canstar, Finder, Mozo and RateCity and aggregate a list of the most competitive mortgage products based on Interest Rates and Fees and establish top 10 home loans tables for Australia.

The following table is just a snapshot of the lowest home loan rate products currently available in the marketplace. You can link to each of the monthly tables and it also expands to a full list of the top 10 mortgages by product category with their interest rates and fees.

Best Mortgages for November 2017

Residential Home Loans
Variable RateReduce Home Loan3.39%
1 Year Fixed RateMyCreditUnion3.39%
2 Year Fixed RateIMB3.65%
3 Year Fixed RateAuswide3.69%
5 Year Fixed RateSuncorp3.99%
Investment Property Loans
Variable RateHomestar3.74%
1 Year Fixed RateU Bank3.99%
2 Year Fixed RateBOQ3.85%
3 Year Fixed RateNewcastle Permanent3.99%
5 Year Fixed RateNewcastle Permanent4.24%
Source: RateCity & Compiled MoneyAction as at Nov 5 2017

Compare versus the big 4 Banks

You can also listen to Ross Greenwood ‘s interviews with industry experts. Most interviews are transcribed and you can search for some of the Who, What, Why and How questions. A recent summary of Home Loan related questions like:

Recommended

FAQ Banking

FAQ Property

How do I replace house price numbers today? Listen or read the transcript of this  interview with Tim Lawless, CoreLogic under the title of ”Property gains over the second quarter of 2017 is losing steam”.

How do you improve affordability? Listen or read the transcript of this  interview with Saul Eslake, Vice Chancellor and Fellow at University of Tasmania under the title of ”Negative Gearing Reform – Saul Eslake”.

How do you retire if you don’t have a house? Listen or read the transcript of this  conversation with Dr Martin Fahy, CEO ASFA under the heading of ”Housing Affordability and Superannuation”.

What to do with their houses? Listen to the interview or read this transcript of Louis Christopher, SQM Research   under the heading ”Cut immigration to cool the housing market”.

How to get budgets back into balance ? Hear or read the transcript of this  interview with John Key, Former New Zealand Prime Minister under the title of ”John Key – Bank Levy, Budget and Housing Affordability”.

What can they actually afford? Hear or read the transcript of this  conversation with Peter Kell, Deputy Chairman, ASIC under the heading of ”ASIC cracks down on interest-only loans”.

What happens in the Australian housing market ? Read the transcript or listen to this interview with Lindsay David, Founder, LF Economics – article posted as ”Housing:  The Ultimate Ponzi Scheme ”.

What happens is they start to raise rates ? Hear or read the transcript of this  interview with Helena Chang, Vice President, Moody’s Investors Services under the heading of”Housing Affordability gets worse – Alena Chen Moody’s”.

What if a hard working person reasonably wants to get into the housing market? Hear or read the transcript of this  interview with Gladys Berejiklian, Premier NSW under the title of ”NSW Premier Gladys Berejiklian – Housing Affordability Package”.

What is driving the deterioration is housing prices? Read the transcript or listen to this discussion with Helena Chang, Vice President, Moody’s Investors Services under the title of ”Housing Affordability gets worse – Alena Chen Moody’s”.

Where does the pressure come from ? Listen or read the transcript of this  interview with Paul Bloxham, Chief Economist of HSBC Australia under the title of ”Housing market not in a bubble”.

Who can get a long term lease and so very few tenants ? Listen or read the transcript of this  interview with John Daley, CEO of the Grattan Institute under the heading of ”Housing affordability Gratton Insititute”.

Other Popular Home Loan Search Links:

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